See how payment delays and customer concentration put your margin at risk.

Briavix analyses aging, payment terms, customer concentration and margin sensitivity to show where receivables become a commercial risk — before they become a collection problem.

Margin-at-Risk

AED 640K

at risk under a 90-day delay scenario

DSO extended to 90 days

The figure above is illustrative sample data — not a real client case.

Revenue is growing. Cash and margin visibility isn’t.

A larger order book can hide a receivables problem — extended terms, slower payers and a growing share of revenue sitting with a handful of customers. Briavix works earlier than collections: on the commercial decisions that prevent the problem from compounding.

What we analyse

Aging buckets

0–30, 31–60, 61–90, 90+ day receivables split by counterparty.

DSO trend

Days sales outstanding movement over the past 12 months.

Payment terms

Contracted vs. actual payment behaviour by customer.

Customer concentration

Share of receivables held by your largest counterparties.

Scenario impact

Stress scenarios applied to current gross margin.


30-day delay

AED 180,000

Terms slip by one payment cycle.

60-day delay

AED 410,000

Two key counterparties extend further.

90-day delay

AED 640,000

Concentration compounds across the book.

Customer concentration

Exposure by counterparty, country and days sales outstanding.

CounterpartyCountryExposureDSORisk
Counterparty AUAEAED 1.2M62 daysMedium
Counterparty BUAEAED 640K90 daysHigh
Counterparty COmanAED 310K48 daysLow

Scenarios and counterparty exposure above are illustrative sample data — not a real client case.

What management can do

  1. 01

    Adjust terms

    Shorten payment terms or require deposits on new orders.


  2. 02

    Set credit limits

    Cap exposure per counterparty before it compounds.


  3. 03

    Escalate collections

    Move overdue accounts into structured escalation earlier.


  4. 04

    Discuss with a partner

    Bring the exposure pack to a factor or trade-credit insurer.

Documents required

AR aging report
Customer master
Payment terms
FX exposure (if any)

See the format before you commit

A redacted sample Margin-at-Risk Board Report, prepared the same way yours will be.

Request a Receivables Diagnostic.

Share your AR aging and we'll show you where the margin risk sits.

Request a Receivables Diagnostic