Briavix prepares an analyst-validated view of customer concentration, overdue exposure and loss scenarios so the insurance discussion starts with cleaner data.
Margin-at-Risk
AED 2.1M
buyer exposure across 3 countries
38% concentrated in top 2 buyers
The figure above is illustrative sample data — not a real client case.
A policy conversation usually starts from a buyer list, not from margin or working-capital impact. Briavix quantifies what a default or extended delay would actually cost — before you're in the room with an insurer or broker.
| Counterparty | Country | Exposure | DSO | Risk |
|---|---|---|---|---|
| Counterparty A | UAE | AED 1.2M | 62 days | Medium |
| Counterparty B | UAE | AED 640K | 90 days | High |
| Counterparty C | Oman | AED 310K | 48 days | Low |
Buyer exposure and the loss scenarios below are illustrative sample data — not a real client case.
Stress scenarios applied to current gross margin.
Extended delay
AED 380,000
Top buyer extends payment by 60 days.
Partial default
AED 320,000
50% loss on second-largest buyer.
Full default
AED 1,200,000
Complete non-payment from top buyer.
Concentration by counterparty, country and currency.
Payment behaviour over the trailing 12 months.
Modelled impact of default and extended non-payment.
What was validated, what's missing, and the confidence level.
Delivered jointly with your insurer or broker relationship.
Delivered under the partner's own brand.
The client may choose to share the completed exposure pack with an appropriately licensed provider. Briavix does not arrange, broker or execute the insurance transaction and receives no transaction-linked compensation.
The business requests the pack independently, then shares it onward.
Briavix does not sell, arrange or underwrite trade credit insurance. This diagnostic prepares exposure data for you to discuss with a licensed insurance provider or broker of your choice — it is not insurance advice or a policy recommendation.
A redacted sample Margin-at-Risk Board Report, prepared the same way yours will be.
Share your buyer-level exposure and we'll quantify the loss scenarios.